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  • Dave Ripley

Sell Or Extend

1. If your home is worth more than you owe on it, sell it

2. If your mortgage is higher than the value of your home, consider refinancing or selling

3. Consider a reverse mortgage if you're not able to afford the monthly payments on a traditional loan

4. Make sure to take into account all costs when considering whether to refinance or extend - don't just focus on the monthly payment amount

5. Think about how much equity there is in your house and what that will do for retirement planning before making any decisions

6. Discuss with an expert which option would be best for you and why

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